Sending money to bank accounts using QR codes ensures ease and prevents incorrect entry of account information.

BPI has this nice QR code feature and can also send money to other banks using QR codes.

If you want to know how to generate QR codes on BPI Mobile, take a look at this article.

What is a QR code?

A QR-like quick response code is a highly customizable image created in 1994 by Denso Wave that is recognizable as a pixel. There are four types of QR codes, which are Model 1 or 2 QR Code, Micro QR Code, SQRC and Frame QR.

Technically, it is still a barcode, but it is presented in matrix form and may contain more information.

How to create a BPI QR code (steps)

Here's how to generate a QR code on BPI Mobile:

Step 1 : Open the BPI Mobile or BPI Online application on your smartphone.

Step 2 : Go to More Services.

Step 3: Tap on QR Generator.

Step 4: Choose the account to be used for QR code generation.

Step 5: Provide a nickname to the QR code using up to 10 letters and numbers.

Step 6: Download the QR code by clicking Save to Device.

You can use the QR code image for future transactions where you want to request money transfers or payments from other BPI users.

BPI QR code validity

All generated QR codes are valid as long as your BPI account is active.

Even if you create a new one, the previous one will still be valid.

BPI QR code transmission limit

You can send a maximum of 50,000 Ps per day for each source account under "Transfer from" on your BPI Money Transfer page.

You can also send the full amount once, but you can't send extra money if you have a source account, such as a Savings Account. Is there a charge for the money transfer via the BPI QR code?

There is no fee for transferring funds using the BPI QR code, or at least if the recipient has a registered account.

Otherwise, a fee of 10 pesos is charged for a successful transfer transaction.

Can I send money using QR codes from other banks?

Yes, you can transfer money to other Philippine banks using their QR code. You can upload or scan their QR code just like with a BPI account.

The scan identifies QR codes from Allbank, AUB, BDO, Card Bank, Chinabank, Landbank, Maybank, Metrobank, Paymaya, PNB, PSB, Queen City Development Bank, RCBC, Robinson's Bank Corporation, Rural Bank of Guinobatan, Starpay Corporation, Sterling Bank and Unionbanka.

Only BDO, Chinabank, Metrobank, RCBC and Unionbank allow you to upload a saved image using a QR code.

How to create a QR code BPI - conclusion

BPI provides a more secure way to transfer money by having users generate their QR codes.

It will help if you use the convenience and even popularity to raise donations to charity.