Wibe Auto Insurance All that You Need To Know

Wibe Auto Insurance Choosing legitimate car protection is important in your life because if you do it right, you will have a decent tool to deal with fight any accident or unexpected event that distracts your attention ... or the attention of your car.

Despite the true peace of mind, which provides a good degree of texture damage (on our car or other people), protection further ensures legitimate and engaged matters and also provides the US with real peace and inner harmony in matters such as clinical needs for car owners and friends.

For this to be a legitimate choice, it is essential that the thinking factors and factors that empower the United States feel comfortable with each of our needs and with each of the qualities that can affect our defenses. car: consideration, inclusion, costs, etc.

If we have an ineffective hip call, in any case, at least a minute will cause you stress, pain and soon real legal problems, in this sense it is important to choose the investor protection that will give you the most linear thing.

At GUROS, we are generally aware of the importance of this call, so we have a decent car protection guide with all the information on backup plans provided in the United States by a car article (especially a resident car). For individual use, because it is the most widespread in our country), and can therefore help you to talk with the least complex data.

In this help you will find basic information about each organization and its car protection equal to the value of the statement; structures and methods of installation; cutting hours (if offered); information related to the backup plan money; and, perhaps one of the most important, the level of value within the attention of his guardian.

The perfection of these elements will affect the ability you have to protect your car, so to look your best for your car, you must carefully consider it.

Wibe car insurance
Wibe car types offer car insurance Wibe offers insurance and protection for the following car types:

• Automobiles
  
• Pickups
  
• Motorcycles
  
• Legalized and border cars
  
• Tipos DE vehículos Wibe
  
• Uses of vehicles that Wibe insures

Please note that Wibe may be a personal protective product for personal use, with a national invoice, or anywhere with procedures in accordance with the laws of the United States and Mexico.

Wibe car insurance packages and coverage
As we mentioned earlier, one of Wibe's nice blessings and innovations is that the ability to tailor the policy we tend to conclude to the requirements of the car we received.

Another difference in the amount is that Wibe, unlike several insurers, does not change much in the way the unit is named in the planning area:

• Wide Plus
  
• Large
  
• Basic
  
• Essential

As you can see, for Wibe, the basic package is the equivalent of strict coverage by various insurance companies.

In this table, you can see that the regional unit contains the components and ideas included in each Wibe package:

Evaluation of wine from compulsory insurance
As we have already stated, Wibe is not itself an underwriter of the Associate in Nursing insurance, but a credible product of Seguros BBVA Bancomer; For this reason, Wibe does not appear to belong to the Office of Monetary Entities.

However, we can see the Seguros BBVA Bancomer rating within Basic Insurance Standardized, which had an rating of eight in 2017. forty-one thus occupies the position of fourteen of the twenty-three insurers in this area.

Special features and sums insured
It is also important to understand the amount of coverage covered by each product for its policyholders; In addition, due to the co-payment, which you may have to pay.

For Wibe insurance, this unit places the numbers at the top and thus the price franchises (if applicable):

General terms and conditions of Wibe insurance
If you want to motivate the unit to think about the events you may encounter in connection with your car insurance, especially when it comes to the underwriter's reaction to the insurance event, it is important to understand the general facts.

To view the general status of Wibe Resident Insurance, click here.

Wibe car insurance offer for)
We know that one of the most important things when looking for car insurance is the cost of car maintenance.

For this reason, and to make your life easier, we tend to take on the task of naming the price of Wibe insurance for popular cars in the United Mexican States.

To achieve this, we tend to take into account a list of zero5 popular models in the United Mexican States during 2017 and enter zip code 0 6600 from the metropolis of Colonia National Capital as a reference. These units publish the results:

Accident telephone and roadside assistance services
Wibe has defined that it will focus on applying for its transfer to Multiasistencia, a provider of assistance and entitlements to BBVA Bancomer Insurance; while everything related to health issues is passed to BBVA Bancomer Seguros Salud.

Various insurance and coverings offered by Wibe
As we have already tended, Wibe manufactures special car insurance for personal use. In addition, with car insurance for residents, it also offers protection for:

MOTORCYCLES
Border and legalized
And compulsory civil insurance, which, unlike the basic package, can not be ordinary.
Prior to the written description of the insurance contracts (RECAS) by Condusef, Seguros Bancomer (the parent company of Wibe) had seventy-three types of contracts with joint branches (ie twenty units in the area). for cars; three of which are associated with Wibe on your behalf).

2. information about Wibe

Wibe car insurance
Wibe will be the complete satisfaction of BBVA Bancomer Seguros, which is also part of the BBVA Group, in Spain; one of the leading basic money-related groups in the world.

Some information regarding the Defender's financier (information very similar to Seguros BBVA Bancomer, owner of Wibe):

Countries where it works
Wibe's various works are exhibited in the United Mexican States. As a result, the BBVA Group is a gift to more than thirty countries.

Number of customers in the United Mexican States and / or number of expenses (full company)
In the Monetary and Financial Situation Report of 1518, Seguros refers BBVA to the end of 2017 with five 198, zero 022 sheltered and large projects and branches during 2017; and with 751,745 closed within the automobile branch in 1518.

Premium amount

In terms of folding fees, financial and financial condition, Seguros BBVA Bancomer reported total costs of $ 20, 629 million pesos in large divisions and subsidiaries; for the car branch it's number four dollars, 105. 41 countless hens. However, it does not explain the proportion how many} methods agreed before the final numerical level clearly come from Wibe.

Location in a Mexican protected area
Within the Mexican defense zone, Seguros BBVA Bancomer holds a position of 9 out of 81 in all guarantees with a total gain of 4.51 in the Mexican market in 2017; Even within the company, it ranks eight out of 33, with four tiers in the market. We obtain all information from the final measures of the Mexican Insurance Funds Association (AMIS) from 2017.

Clear money information
The financial information of the Associate in Nursing is important because it will provide the US with a true indication of where the company's product will move in any value, readability and access to the product.

Again, for this text, the knowledge we will analyze is Seguros BBVA Bancomer, operator of Wibe.

Relationship of the combined technical scope DE Seguros BBVA Bancomer
The combined technical size ratio (which may also be known as the combined size ratio or combined index) is represented by U.S. Pat. operating results of each underwriter.

In the case of Seguros BBVA Bancomer, the overall combined index is eighty-five. V-E Day all operations and branches; while in the automotive sector it is zero. 7%.

Turnover, price per insured event and BBVA Bancomer Insurance ratio
As mentioned earlier, the requirement for BBVA Bancomer's insurance in 1518 was $ 21, 629 million pesos; While the purchase price reached thirteen dollars, 625 million pesos, it was part of the total underwriter's insurance business.

The industry has a turnover of four dollars, 105, forty-two million pesos, with a website ratio of three dollars, 186, eighty-five countless pesos.

Loss ratio
The number of accidents is more than sixty-eight. two in normal operation and seventy-five in the automotive section.

Financial estimate
Seguros BBVA Bancomer has a rating of 'AAA (mex)': Stable outlook, granted by Mustela putorius Ratings.

3 Information on the quality of Wibe care
To get the most out of your information, we at GUROS usually use completely different sources from the authorities to review the level of customer service of each of the insurers we tend to deal with.
As we have already mentioned, Wibe, a product of BBVA Bancomer Insurance, shares with its adjusters and a policy assistance service.
User Service Performance Index (Condusef)
At IDATU 1518, the Seguros BBVA Bancomer has a rating of eight. forty-two to ten, occupying twenty-nine positions in seventy-nine insurance corporations.

Claims on Condusef

In 2017, Seguros BBVA Bancomer received a full claim of 1,005 for Condusef, most for refusing to pay compensation and not participating in the invitation to cancel the insurance.

Complaints submitted in the general order of complaints
1 hour, 005 complaints registered with BBVA Bancomer Seguros, out of 270,247 applications served during 2017, so its claims / claims ratio is zero.

Thirty - seven (in comparison, several insurers have a large ratio of zero. 30%, 0. 70% and 0.22%.While the index of complaints on tens of thousands of claims, each way the Entities Bureau money for thirty-seven. eighteen damages for every ten thousand damages.

BBVA Bancomer Insurance's fines are mandatory
As a result of these claims, Condusef Seguros owed BBVA Bancomer eight fines in 2017 totaling 246,820 pesos. Average value of adjusters

The rating of BBVA Bancomer Insurance adjustments was 3.4 (over 10) supported by eighteen rated liquidators. the overall average of twenty-six insurers with at least one applicant with an Associate in Nursing rating was 4.2.